Many credit card issuers offer no credit history credit cards to those who have limited or no credit history. Without a credit history, you may find it difficult to qualify for a loan or mortgage, and will most likely pay a higher interest rate. Fortunately, no credit history credit cards are a great way to get started on building a positive credit history. If you’re worried about your credit, there are ways to improve your score and make sure you qualify for the loan or mortgage that you’re looking for.
What is the minimum income for a Capital One credit card?
To apply for no credit history credit cards, visit the provider’s website. Fill in the application form with your personal information, and review the fine print carefully. Then, submit it. You can also call the provider’s customer service line to confirm your eligibility. After you complete your application, you can be on your way to protecting your credit report and enjoying all the convenience of no credit history credit cards.
No credit history credit cards are especially useful for college students who have little or no credit history. While there are numerous benefits to no credit history credit cards, they’re not suitable for everyone. Some of them may not be suited for your needs, so check carefully for terms and conditions before applying.